Effective Date: [Insert Date]
Last Updated: [Insert Date]
At Bankilx, safeguarding your information and financial transactions is our highest priority. This Security Policy explains how we protect your account, the technologies we use, and your responsibilities as a customer.
By using Bankilx Services, you agree to the security practices and obligations described in this Policy.
We use industry-standard security controls, including encryption, multi-factor authentication, and continuous monitoring.
Our systems are regularly tested through vulnerability assessments, penetration tests, and independent audits.
We comply with applicable laws, banking regulations, and payment industry standards (e.g., PCI DSS).
All data transmitted between your device and Bankilx servers is encrypted using TLS 1.2 or higher.
Sensitive data, including financial and identity information, is stored with AES-256 encryption.
Access to data is strictly controlled and monitored under the principle of least privilege.
Customers must create strong, unique passwords for their accounts.
Two-factor authentication (2FA) is strongly recommended and may be required for certain transactions.
Customers are responsible for keeping login credentials confidential and secure.
If unauthorized access is suspected, you must notify Bankilx immediately.
Bankilx monitors transactions in real time to detect suspicious activity.
Unusual or high-risk activity may trigger additional verification or temporary account restrictions.
Customers may receive alerts about logins, payments, or security changes.
You agree to:
Keep your contact details updated so we can reach you with security alerts.
Protect your devices with up-to-date operating systems, browsers, and antivirus software.
Avoid using public or insecure networks when accessing your account.
Report suspected phishing, scams, or unauthorized transactions promptly.
In the event of a confirmed security breach, Bankilx will investigate, contain, and notify affected customers in accordance with applicable laws.
Customers may be required to verify transactions or reset credentials after an incident.
Bankilx may reimburse unauthorized transactions reported in a timely manner, subject to investigation and compliance with applicable laws.
Customers may be held responsible for losses resulting from negligence, such as sharing login credentials or failing to secure their devices.
If you suspect fraud or a security issue:
Report immediately via your account dashboard,
Email: security@bankilx.com, or
Phone: +1 302 98 39 053 (24/7).
Security researchers may disclose vulnerabilities responsibly through our Responsible Disclosure Program at [Insert Link].
We may update this Security Policy from time to time. Changes will be posted on our website with the “Last Updated” date. Continued use of Bankilx Services after changes indicates your acceptance of the updated Policy.
For questions about this Security Policy, contact:
Email: security@bankilx.com
Phone: +1 302 98 39 053
Address: 131 Continental Dr Suite 305 Newark, DE, 19713 US